In February 2011, the UAE Central Bank issued a set of standardized fees and regulated maximum limits on the charges or commissions that banks can charge their customers.
| Maximum (AED) | |
| Personal accounts | |
| Account opening fee | None |
| Minimum balance to be maintained | 3,000 |
| Charge for falling below monthly minimum balance | 25 |
| Dormant account charge | None |
| Teller services (first six free per month) | 10 |
| Bulk cash deposit/ withdrawal at teller counter | None |
| Account closure fee (within one year of opening) | 100 |
| Over-the-counter utility bill payment (free online and at ATM) | 10 |
| Standing orders | |
| Standing order set-up | 50 |
| Penalty fee for insufficient funds/ standing order dishonored | 25 |
| Letters, certificates, bank statements | |
| Account balance letter | 50 |
| No liability certificate | 100 |
| Release letter | 50 |
| Archive statement of account (i.e. outside usual statement cycle) | 25 |
| Checks | |
| New checkbook (first free – 25 leafs per book) | 25 |
| Bounced check fee | 100 (no charge if written to yourself) |
| Bank check (manager’s check) issue fee | 30 |
| Stop check payment instruction | 50 |
| Debit cards | |
| Issuing ATM card | None |
| Issuing supplementary ATM card | 25 |
| Replacing PIN code | 25 |
| Replacing lost or stolen ATM card | 25 |
| Fee for using other bank’s ATM card | 2 |
| Processing fee (on top of foreign exchange fee) | 2% |
Source: UAE Central Bank
The UAE Central Bank also keeps a list of all banks’ charges.