Banks at its discretion can set a card limit and may notify the card holder. The bank has the right to reduce or change the card credit limit at anytime without informing the card holder.
The Bank shall debit the Cardholder account with the amounts of the card transaction, charges, finance charges, cash advance fees, late fees and any other amount arising.
The Cardholders needs to acknowledge that if he/she fails to pay the minimum payment which is due in full, the bank can charge late payment fees to the card account.
The cardholder is not allowed to transfer funds from one card account to another in settlement of the dues on other card account.