Just because a friend recommends a great credit card or a money-saving mobile phone plan, it does not mean it is the best package for you. Individual consumers all want different things from their personal finance products, so while listening to a friend can point you in the right direction, make sure you do your own research as well. Ideally, you want as many points of view as possible and the best way to find this is to read as many reviews of different products as possible – something you can do right here. Happy reading!