Whether you take frequent trips to the supermarket or shop in bulk for the whole month, grocery expenses are unavoidable. So, how do you save on these everyday purchases if you cant reduce them? On Souqalmal.com there are 12 credit cards which give customers rewards for shopping at various supermarkets. Check out how you can save on your next trip to the market.
Standard Chartered Titanium Card
Rewards:
- Earn up to 10% cashback on spends made at any supermarket in the UAE.
- For spends between AED 2,500 to AED 7,499 you earn 3% as cashback (maximum AED 100 a month), for spends between AED 7,500 to AED 14,999 you earn 5% as cashback (maximum AED 200 a month), for spends above AED 15,000 you earn 10% as cashback (maximum AED 400 a month).
Watch out for:
- To start earning cashback you need to spend a minimum of AED 2,500 per month for all purchases.
- There is an annual fees of AED 300 applicable on this card.
ADCB Lulu Titanium Card
Rewards:
- Earn Lulu Points for all your purchases. These can be redeemed for shopping vouchers at Lulu hypermarket.
- If you spend a minimum of AED 3,500 per month you earn 3.5 LuLu points for every AED 1 spent at the LuLu hypermarket, Emirates General and Al Falah stores in UAE. Get 1 LuLu point for every AED 1 for other purchases elsewhere.
- There is no annual fee on this card.
Watch out for:
- If minimum spend is less than AED 3,500 per month you will earn 1 LuLu point for every 1 AED spent anywhere.
ADCB Lulu Platinum Card
Rewards:
- Earn Lulu Points for all your purchases. These can be redeemed for shopping vouchers at Lulu hypermarket.
- If you spend a minimum of AED 5,000 per month you earn 5 LuLu points for every AED 1 spent at the LuLu hypermarket, Emirates General and Al Falah stores in UAE. Get 1.25 LuLu point for every AED 1 for other purchases elsewhere.
- There is no annual fee on this card.
Watch out for:
- If minimum spend is less than AED 5,000 per month you will earn 1.25 LuLu point for every 1 AED spent anywhere.
Samba Titanium Credit Card
Rewards:
- Earn up to 5% cashback on all purchases at all UAE supermarkets in the form of cash points.
- Earn 2% cashback for spends up to AED 1,000. Earn 3% cashback for spends between AED 1,001 to AED 2,000, 4% cashback for spends between AED 2,001 to AED 5,000 and 5% cashback for spends above AED 5,001.
- The maximum amount of cashback that can be earned on your supermarket spends is AED 1,000 per year.
Watch out for:
- The redemption process can take up to seven working days.
[Related: Your guide to Dubai Summer Surprises]
Emirates Islamic Union Coop Tamayaz Card
Rewards:
- For every AED 1 spent at Union Coop, you earn 1 Tamayaz point and 2.5 Choice points.
- For every AED 1 spent in other retail stores, you earn 1.5 Choice points, but no Tamayaz points.
- Redeem Tamayaz points for purchases in Union Coop, and Choice Points for vouchers at retail outlets, entertainment, leisure, communication, electronics and jewelry stores.
Watch out for:
- The annual fee is free for the first year. After the first year, an annual fee of AED 200 will apply if a minimum annual spend of AED 5,00o is not met.
Noor Bank wafa Credit Card
Rewards:
- Earn up to 11% cashback for spends at Aswaaq community stores.
- Earn 2% cashback for spends up to AED 1,500. Earn 5.5% cashback for spends between AED 1,501 to AED 3,000 and 11% cashback for spends above AED 3,000 .
Watch out for:
- There is no annual fee for the first year. Thereafter, an annual fee of AED 300 will apply.
Union National Bank Extra Titanium ADCOOP Credit Card
Rewards:
- Earn up to 4% Cashback on all purchases at Abu Dhabi COOP and SPAR Supermarket and Hypermarket. The maximum amount of cashback that can be earned per year is AED 4,800.
- Earn 0.4% cashback on all other purchases elsewhere.
- Exclusive offers and discounts up to 50% off on select items at Abu Dhabi COOP and SPAR Supermarket and Hypermarket.
Watch out for:
- The minimum monthly spend required to start earning cashback is AED 500.
Najm Cashback Blue
Rewards:
- For every AED 1 spent in Carrefour earn 2% cashback and for every AED 1 spent everywhere else earn 1% cashback. The maximum cashback that can be earned per month is AED 200 in Carrefour vouchers.
- You can also get up to 4% of cashback for purchases in Carrefour with Najm Gold and Silver credit card.
Watch out for:
- A minimum of 10,000 points is required for redemption in Carrefour vouchers.
ADIB Spice Card for Expats
Rewards:
- Earn up to 7% cashback on supermarket and grocery spends in the form of ADIB Reward Points. Points can be redeemed towards airline tickets, shopping mall vouchers, and much more.
- Also earn 9% cashback on all restaurant spends, 4% cashback on fuel and 1% cashback on all utility payments.
- Maximum cashback of up to AED 100 can be earned on grocery spends.
Watch out for:
- Minimum monthly spend of AED 3,000 is required to avail cashback.
- There is an annual fees of AED 199 applicable on this card.
RAKBANK World MasterCard Credit Card
Rewards:
- Get up to 10% cashback on all supermarket spends.
- For supermarkets spends between AED 15,000 to AED 19,999.99, earn 5% as cashback (maximum AED 200 per month). For all spends above AED 20,000, earn 10% cashback (maximum AED 400 per month).
Watch out for:
- The minimum monthly spend required to start earning cashback is AED 15,000.
- The annual fee is free for the first year. After the first year, an annual fee of AED 750 will apply if a minimum annual spend of AED 50,000 is not met.
Compare credit cards in the UAE | Check out the latest deals offered by your bank