Credit cards are a super-convenient way to handle your payments – be it paying for retail purchases, making utility bill payments or shopping abroad, among many other uses. But you know what’s the best part about using a credit card – The rewards of course! And who can beat the good old ‘cashback’ rewards.
Earning loyalty rewards in the form of cashback makes credit cards the perfect alternative to other payment methods like debit cards or cash. But given the fact that the UAE banking market has no shortage of cashback credit cards on offer, it can be quite tricky to navigate your way through all the choices to find the perfect one.
In this article, we’re going to be cutting to the chase for you. Here’s a shortlist of five of the most rewarding cashback credit card for customers in the UAE.
Citi Cashback Credit Card
Standout benefits
With this card, there’s no minimum spend requirement applicable for earning cashback rewards. You can avail 3% cashback on all spending overseas, 2% cashback on grocery and supermarket purchases, and 1% cashback on all other purchases. In addition to this, you can also bid goodbye to the tedious process of applying for the cashback rewards to be credited back to you. With this card, the cashback amount earned is automatically credited into your account every month.
Good to know…
In addition to the above mentioned points, you also get up to 20% discount on a range of restaurants and premier access to over 850 airport lounges across the globe.
There’s a minimum monthly salary requirement of AED 8,000 to apply for this credit card.
[Compare and choose from over 200 credit cards in the UAE]
HSBC Cashback Card
Standout benefits
You get 10% cashback on fuel spends with this credit card, plus there’s 3% cashback on supermarket purchases and a standard 1% cashback on every other type of spend. No minimum spend criteria and automatic cashback credit are an added bonus. Although there is a maximum cashback limit on fuel and supermarket spend, there’s no limit on how much cashback you can earn on any other spend.
Good to know…
With this card, you can also avail a host of financial benefits, ranging from buy-one-get-one-free offers for VOX movie tickets, to dining discounts of up to 30% and discounts on Careem rides.
There’s a minimum monthly salary requirement of AED 5,000 to apply for this credit card.
Emirates Islamic Cashback Plus Credit Card
Standout benefits
With this Shariah-compliant credit card, a customer can earn up to 10% cashback on a wide range of spend categories – These include supermarkets, restaurants, school and university fees, and telecom payments here in the UAE as well as overseas. There is a minimum AED 2,500 monthly spend criteria to unlock the cashback rewards.
Good to know…
This card provides customers unrestricted access to over a thousand airport lounges around the world. You also get complimentary rounds of golf at select golf clubs in Dubai.
There’s a minimum monthly salary requirement of AED 5,000 to apply for this credit card.
CBD Super Saver Credit Card
Standout benefits
Here’s another great credit card that allows you to earn 10% cashback on school and university fees (both in the UAE and overseas), supermarket purchases, and fuel spend. You can earn back cash rewards at the rate of 1% on every AED 2 spent on all other categories. There is a minimum AED 1,500 monthly spend criteria to be eligible for cashback.
Good to know…
This card gets you free access to lounges across 1000+ airports around the world. In addition to this, cardholders can also avail a whopping 50% discount on VOX movie tickets, across cinemas in the UAE.
There’s a minimum monthly salary requirement of AED 8,000 to apply for this credit card.
Standard Chartered Platinum Credit Card
Standout benefits
Another contender for the title of the best-value cashback credit cards in the UAE, this card is a good one to keep on your radar. You can 10% cashback on three categories – school fees, grocery bills and utility spend. There is a minimum AED 2,500 monthly spend criteria to start earning cashback.
Good to know…
With this card, customers avail a massive 20% discount on three Careem rides per month, along with unrestricted complimentary access to over twenty local and international airport lounges. You also get discounts on popular restaurants and cafes (and a really cool buy 1 get 1 free coffee offer on Costa Coffee outlets).
There’s a minimum monthly salary requirement of AED 5,000 to apply for this credit card.
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