Guides

Health Insurance

Direct Billing anywhere in the world is a key – do you have enough funds to pay for medical care outside the UAE and wait for the insurance provider to pay you back?

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personal loan

We summarized the regulations that govern your personal loan eligibility and the things you must do before submitting your loan application.

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vehicle value

If you’ve ever wondered how the value of your car impacts your insurance quote, here’s a simple explanation…

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Do you know what can take your car insurance from HERO to ZERO? Overlooking its finer details before you sign up. We’ve gone through the small print extensively to reveal some of the most common limitations of car insurance policies.

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cash management

With virtual money flying out of your pockets, it is difficult to keep a tab on your finances. We take you back to the basics with the traditional ‘envelope budgeting’ system and how to make it work for you in 2020.

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Ramadan Offer

CarGuru provides on-demand car services anywhere in Dubai, Abu Dhabi and Sharjah. Battery Replacement, fuel delivery etc… Here are the Terms & Conditions.

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loanshark

Call them what you may – Loan Sharks, Private Money Lenders, Unlicensed Lenders – These lenders-of-last-resort must be avoided like the plague. If you’re struggling to free yourself from the clutches of a loan shark, here are some tips to help you out.

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yacht coverage

Can’t wait to rig up your yacht and head out on the pristine turquoise waters of the Gulf? But before you set sail, make sure your yacht is adequately insured.

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yacht insurance

If you’re planning to set sail into the endless sea, keeping your yacht and its occupants safe would be your top concern. And so, getting the right yacht insurance cover is one aspect of yachting you just can’t ignore.

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maintanence yacht

A shout out to all the sailing enthusiasts out there! Before you brace yourself for the sailing season, it is essential that you carry out the maintenance work needed on your boat.

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yacht

Sailing season stirs up a lot of excitement among Dubai’s yachting community. But before you prepare to explore the azure, here are a few tips to get your beloved yacht ready to set sail.

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yacht

To make your insurance as straightforward as possible, complete clarification of the limitations and restrictions in your policy is necessary. Souqalmal.com lists the general exclusions in a Yacht Insurance policy.

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yacht

For an investment as huge and as treasured as your yacht, obtaining an insurance cover not only affords peace of mind, it makes perfect financial sense. Souqalmal.com helps stipulate the process and parameters of the policy you need based on you, your yacht and where you plan to sail.

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weddings

Want to plan your dream wedding, but have a tight budget to work with? Fret not! A bit of creative thinking can help you keep the cost of your wedding low, without compromising on the experience. Here are a few wedding planning tips that can help you stay on-budget.

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parenthood

Being a new parent can be overwhelming, both emotionally and financially. The welfare of your little one becomes a priority and everything from healthcare to education requires careful planning. Consider these money management tips to help you take on (and ace) the role of a financially responsible parent.

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debts settlement

Does it make sense to concentrate on early debt settlement or risk investing, letting debt repayment run its course? Living paycheck to paycheck, you might find yourself caught in this financial dilemma. Souqalmal.com helps you figure out if there’s a right answer.

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homemaintenance

Home maintenance can derail your finances, especially if you don’t budget for unforeseen expenses. It’s a good idea to set aside some money in case you have to deal with any repairs or damages in the future. Follow these 7 tips for on-budget home maintenance.

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budget

Have you been splurging this summer? When it comes to celebrations and festivities, sticking to a planned budget can be difficult. Why not follow these few tips to help you recover from a busted budget.

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credit cards

Using your credit or debit card abroad? Beware of the conversion trap called ‘Dynamic Currency Conversion’. We explain how it works and why paying in Dirhams could end up being a costly mistake for you.

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financial planning

Budgeting is one of the smartest financial decisions you can make. But even the best devised budgets can have loopholes. Souqalmal.com rounds up the mistakes that can make all the difference between a great budget and one that may be a deal breaker.

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Ferrari

As a member of the exclusive Ferrari owners’ club, car insurance should be the most critical factor for you to consider. With such an elite vehicle at stake, ensuring you get the right level of cover is key. Souqalmal.com summarizes the best ways to obtain an insurance plan as exclusive as your car.

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car

Thinking of renewing your car registration? With registration services online, car owners can now renew their car registration effortlessly and in a timely manner. Follow these simple steps to renew your registration without any struggles.

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Sugarmoo

From Red Velvet cakes to hybrid desserts. Get the Sugarmoo discount when you buy your Car Insurance from us. Here are the Terms & Conditions.

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Flights, Hotels & Adventures! Get your AED250 Cleartrip discount when you buy Car Insurance from Souqalmal. Here are the Terms & Conditions.

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Helpling

Smarter Cleaning services in Dubai! Get your Helpling discount when you buy Car Insurance from Souqalmal. Here are the Terms & Conditions.

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MY Cruises

Luxury Dubai Yachts and Cruises from MY Cruises! Get your voucher when you buy Car Insurance from Souqalmal. Here are the Terms & Conditions.

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credit card advertisement

Souqalmal.com reveals what’s really behind three of the most common credit card advertisement and marketing hooks.

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car insurance

UAE residents are being more cost conscious about where they are putting their money, especially with regards to paying for car insurance.

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Car Insurance Premium

With the cost of car insurance premiums skyrocketing, you need a hands-on approach towards obtaining the cheapest, most suitable deal. Souqalmal.com summarizes 10 of the best ways to drive down the cost of your next car insurance premium.

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credit card reward programs

Credit Card Reward programs are banks’ way of enticing customers to sign up. But are they as rewarding as they are made out to be?

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Car Insurance Premium

Can’t seem to wrap your head around your unusually high car insurance premium? Find out why your car insurance premium may be higher than others, and what you can do to remedy this.

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credit card debt

With low interest rates and the prospect of debt consolidation, balance transfer can prove to be a potential debt lifesaver. Souqalmal.com outlines how to use balance transfer to your best advantage.

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package forwarding

How tech-savvy online shoppers are looking beyond borders for the best deals.

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Fines

Looking for a way to reduce the cost your traffic fines? Abu Dhabi introduced a 25% discount on parking fines for motorists who pay their fines within 30 days of issuance. Find out more about the discount.

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Ramadan Credit Card Offers

Banks across the UAE offer exclusive privileges to credit card holders and exciting deals on new credit card applications during Ramadan. Here is our pick of the top credit card deals on the market.

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Car Loan in Dubai

Thinking of buying a car or applying for a car loan in Dubai? Here are some tips and head ups to look out for before you do…

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Car Insurance

The ultimate Souqalmal guide to all there is to know about Car Insurance in the UAE from quotes and premiums to the common exclusions and the documents required.

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Car Insurance Types

We break down the different and various Car Insurance types offered in the UAE and the common add-ons and exclusions in policies.

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car insurance rates

Other than the type of coverage you select for your car (TPL or Comprehensive), there are other factors that determine car insurance rates…

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Buying Car Insurance

We help summarize what you should be looking out for when buying car insurance in the UAE and the must do’s when picking your policy.

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Luxury Car Insurance

Luxury car insurance provides insurance cover to a certain category of cars that are more expensive than most of the cars. Find out the insurance coverage required and the top luxury car insurance providers.

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maternity insurance

The maternity cover in your health insurance guarantees financial protection for the expecting mother and her newborn. Read on to learn the “Ins and Outs” of your maternity cover in the UAE.

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No Claims Discount

“No Claims Discount” can help you save big bucks on your car insurance premium. We elucidate how it works and how much you can save!

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Car Insurance Policy

Ignoring the details of your car insurance policy may not only lead to several financial disappointments but can also lead to…

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car insurance add-ons

Ancillary options improve the basic coverage offered by car insurance policies. Souqalmal.com helps summarize five of the most lucrative car insurance add-ons.

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car insurance add-ons

While you might have bargained for a good price to get a cheap car insurance, have you checked your policy for payments at the time of a claim?

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Car Value

Landed a great price on your Car Insurance policy? Here’s how you might have been misled and how your Car Value could be affected in the process.

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Off-Road

Heading into the desert on your favorite Off-Road route? You might want to check your Car Insurance policy…

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Insurance

Flooding is not a common scene in the UAE but when it does happen during seasons…Do Insurance providers cover the damaged cars or not?

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Home Contents Insurance

Wondering if you need Home Contents insurance? Think about how you would cope if you lost your valuables due to a robbery or a fire.

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Deals on iPhone X

Many retailers, banks and telecom companies in the UAE offer deals on the iPhone X. We help summarize the different offerings in the UAE…

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Interest Calculated on Credit Cards

How and when do Credit Card Interests get charged? Here’s a simple summary on the interest calculated on Credit Cards.

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Dubai Visa

Want to live permanently in the UAE? Obtaining a Dubai Visa Residency for Property Owners is a way to go.Learn more about the requirements…

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investment

Clueless about how to invest in the stock market? To help you navigate through it we’ve summarized some tips on how to go about it carefully.

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"Prorated" Health Insurance

“Prorated” Health Insurance packages for residents of the UAE have now been linked with Visa renewals and duration.

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Leaving the UAE

We’ve prepared a checklist so you don’t miss out on any of these important must-dos before leaving the UAE

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credit card debt

Constantly not paying your Credit Card outstanding in time? Here are the consequences of having a credit card debt in the UAE

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VAT

A month into 2018, things are still some way unclear for residents of the UAE regarding the VAT implementation.Will VAT impact your car sale?

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save money

Want to cut the costs on your next home insurance policy? Here are five tips to help you save money on your home insurance premium.

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private health insurance

Here are some tips to help you choose the right private health insurance cover for yourself and your dependents.

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Property and Casualty Insurance

Here’s everything you need to know about property and casualty insurance and how it could be of relevance to you and your business.

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Home Insurance Covers

Renting in Dubai and haven’t yet considered getting home insurance? We help break down the types of insurance covers offered by in the UAE.

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credit card

We’ve shortlisted four simple ways your credit card can turn into your ally and save you more money.

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Bitcoin

If you’re considering investing in Bitcoin, here are four reasons you should rethink your decision

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travel insurance coverage

Here’s why you absolutely need travel insurance coverage. We’ve compiled a list of scenarios where it can come to your rescue:

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ISAHD

The ISAHD initiative by the Dubai Government aims to bring healthcare services in the Emirate at par with international standards, Here’s how…

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Insurance Policies

Here are the five types of insurance policies everyone should have to guarantee peace of mind in a world of uncertainty.

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insure multiple cars

For many residents in the UAE, owning more than one car is very common. Here’s how to insure multiple cars in the UAE while cutting cost corners.

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Chronic Conditions

Does your insurance company cover you for chronic conditions? What does the UAE law say about this matter…

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Thiqa Programme

Under the Thiqa programme, Abu Dhabi Government provides full medical coverage for all UAE nationals living in Abu Dhabi.

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VAT on Health Insurance

The effect of VAT on Healthcare and Health Insurance is one of the frequently asked questions that is asked by the residents of the UAE.

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travel insurance coverage

Credit cards offering travel insurance coverage could potentially save you thousands of dirhams on your next trip.Here’s how!

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UAE Visa

Planning to travel solo to Dubai, or seeing a family member or friend. Here’s what you must know about securing a UAE visa before you travel.

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DSF-Dubai Shopping Festival

It’s the time of the year again! We’ve helped put together a list of the DSF-Dubai Shopping Festival biggest offers for the Year 2018!

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renting out property

Market studies from the first quarter of 2017 suggest that rents are still seeing a downward pressure, continuing the trend of sluggish growth from last year.

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Getting health insurance in Dubai isn’t optional any more. If you’ve been following the news over the last year, you’ll know that health insurance is a mandatory requirement for all Dubai residents.

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savings

Winter has arrived and it’s finally time to go out and have fun. If you are able to save your money, it even better. Here are a few things you can do to spend on budget:

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Scores of studies from across the world have pointed out that money is one of the major causes of stress and clashes between married couples.

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Louvre Abu Dhabi

World’s largest art museum located in Paris now has opened a new chapter in Abu Dhabi. It is now open to visitors from worldwide. Culture is the most beautiful thing that ever came out of human existence and museums are an appreciation of the same.

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Going green

Going green will help the earth and as well as save you big bucks too. Environment friendly ways of doing business can give a revolutionary and polished image. Here are few ways your business can actually save big bucks by going green.

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single-mum

Ambareen Musa, Founder and CEO of Souqalmal.com, talks about how single mums can plan finances? Life throws experiences at you that you do not expect and yes, these are times where you realise how important it is to be financially independent no matter what situation you are in.

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fuel prices

Fuel prices are dependant on international crude oil prices. UAE has cut around 10 percent of their oil export in last two months in line with the OPEC (Organisation of the Petroleum Exporting Countries ) agreement.

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Increasing the possibility of meeting the right people at the right time. Here is a drop-down list of November events happening in Dubai. Also, with the Flag day celebration falling on November 2, the month gives a lot of reasons to be happy.

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Investment tips may seem like a daunting topic for millennials, but the sooner you apply them the lesser regrets you shall end up with.

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credit card cancellation

Follow these simple steps to make sure your credit card is closed correctly, without any inconvenience or future disappointments.

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Investment tips

Investment tips may seem like a daunting topic for millennials, but the sooner you apply them the lesser regrets you shall end up with.

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finances

Nothing comes close to the joy of a new born to the family and the happiness it spreads around in the air, not to forget a new born means additional finances which still requires planning and preparation.

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When it comes to planning for retirement and figuring out how much you’ll need to sail you through your retirement years, remember that one size does not fit all.

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travel insurance

Don’t think travel insurance is worth the money? Before you jump to any conclusions, take a look at some of the benefits or covers that you get with a standard policy in the UAE.

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entrepreneurs

Young entrepreneurs are taking the business world in bulk more than any preceded time before. Recent studies have emerged to look into what makes young individuals potential entrepreneurs of the future.

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job

You may be switching from one job to another, taking a gap year to travel the world or just taking some time off to adjust personal matters in your life. Being prepared ahead of time will help you pursue the next goal in your journey a lot easier

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Airplane in the sky - travel credit card rendered

Nothing matches the joy of traveling the world and going on spontaneous trips, but how do you go about the unexpected list of situations that could go wrong on your holiday?

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Entrepreneurs

“Entrepreneurs”, and we’re not talking about high-end managers and company partners. We’re talking about your mid level employees and the majority of your workplace

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health insurance

Health insurance is not just a basic need applicable on yourself, it extends to your family members and dependents as well. Being mandatory in the UAE, certain factors are to be considered while picking your health insurance.

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home insurance domestic help

Do you depend on your maid or household help to get you through your daily chores? It’s wise to check if your home insurance policy covers them.

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Real estate agent handing over a house key rendered

If you’re renting in Dubai and haven’t yet considered getting home contents insurance, it’s time you did! While it is the landlords’ responsibility to insure the building or premises, it is solely the tenants’ responsibility to protect their belongings.

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house structure with message under construction (rendered)

Like any other investment, off-plan property purchase comes with its share of risks too. If you’re considering investing in an off-plan property in Dubai, here’s what you need to know before finalizing your purchase.

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Movers unloading a moving van and passing a cardboard box

Find out more about goods in transit insurance and how it can protect you from financial loss if your property is lost, damaged, or destroyed while off premises and in transit.

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A guy hands holding packing machine and sealing cardboard boxes with duct tape

Moving the contents of your home to a new one? You might need to hire a removal company to help you out. Here are a few things you need to keep in mind before hiring one.

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Doctor coat with stethoscope

With many health insurance providers, it’s critical to compare and search for the right insurance policy for you and your family.

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